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Pairfect Dating App Design

Fintech

UX Design

Interaction Design

Inclusive Design

Design System

User Research

Touch Interface

Summary: I created a new design system and implemented it on the Comfort Mode of the VTM system, enhancing its accessibility. Since its inception, the platform has served a cumulative total of over one million users, including providing monthly services to an average of 100,000 senior customers. The marked improvement in user satisfaction as a result of this initiative encouraged us to file a patent for the unique design methodology.

Summary: I created a new design system and implemented it on the Comfort Mode of the VTM system, enhancing its accessibility. Since its inception, the platform has served a cumulative total of over one million users, including providing monthly services to an average of 100,000 senior customers. The marked improvement in user satisfaction as a result of this initiative encouraged us to file a patent for the unique design methodology.

Fintech, UX UI Design, Interaction Design, Inclusive Design, Design system, B2C, User Research, Touch Interface

What is VTM?

What is VTM?

VTM

VTM, or remote video teller machines, are extensively available across various branch locations of Banks. These innovative machines enable customers to perform a range of banking transactions, such as balance inquiries, deposits, or the issuance of bank cards.

VTM, or remote video teller machines, are extensively available across various branch locations of Banks. These innovative machines enable customers to perform a range of banking transactions, such as balance inquiries, deposits, or the issuance of bank cards.

VTM

Context

Context

  • The prior VTM system designs lacked inclusive design considerations

  • Project timeline: 6/2022 - 10/2022

  • Stakeholders: Business Department, Technology Department, Customers, Users

  • Tools: Sketch, Figma, Principle, ProtoPie

✅ Our Goal

  • Design an aging-friendly and inclusive version – Comfort Mode

  • Design a comprehensive design system specifically for elderly users and apply it to the new Comfort Mode.

  • Ensure accessibility while maintaining brand identity, aligning the design with WCAG AA/AAA standards.

  • Work with testing teams to iterate and refine the designs.

  • Collaborate with business managers and product managers to integrate Comfort Mode into the entire VTM service journey

My Role

My Role

UX UI lead designer, UX co-researcher

Prior Situation

Prior Situation

As the lead UI/UX designer for the VTM system's B2C version, I am part of the technology department, serving the product managers from business department. The VTM system's B2C edition is a key project within the company that our UI/UX team in the technology department took over from the business department. 

The product managers have specified the need for a comprehensive overhaul of the VTM system's UI/UX, focusing on minimal yet crucial modifications to the existing Information Architecture in order to control the amount of development. Additionally, the task involves formulating complete design system and working closely with developers to integrate these designs into a front-end component library.

Additionally, as Xi'an UX UI lead designer, one of my extra goals is to foster greater collaboration between the business and technology departments, thereby increasing the UX UI team's involvement and influence throughout the entire project lifecycle.

User Research

User Research

The middle-aged and elderly people are the primary audience for the VTM system accounting for 70%~80%. The most common service elderly people use on VTM are applying for a bank card, business signing, modifying personal information, viewing the account, transferring money, searching details, financial products, and deposit products.


Due to the extensive scope of the business involved, it is not feasible to complete the design overhaul at one time. Therefore, it will be carried out in four phases, starting with a redesign of the homepage.

Problems of Prior Homepage

Problems of Prior Homepage

  • Limited accessibility, such as inadequate color contrast poses challenges on certain UOS platforms. 

  • Fraught with operational challenges, such as intricate textual directions and limited feedback from Interactions.

VTM Machine

Users' main Pain Points

The data are driven from user research. We collected 64 results from questionnaire surveys, interviewing 8 lobby managers, and observing and conducting contextual inquiries for 15 users

Users' main Pain Points Driven from questionnaire surveys and interviews

HMW Problem Statement

HMW Problem Statement

How might we redesign the user interface to enhance readability and ease of interaction for elderly users, ensuring they feel confident and engaged when using the system? 

Brainstorm Solutions

Design

  • Conducted thorough research on age-friendly design guidelines and tailored a new Design System specifically for Comfort Mode.

  • Implemented increased color contrast and enlarged fonts to enhance accessibility for elderly users.

  • Designed skeuomorphic icons to improve visual recognition and usability.

  • Integrated a screen reader function for better navigational support.

  • Strengthened the Remote Customer Service Assistance function for easier user interaction.

  • Redesigned interaction flows to simplify and improve the overall user experience for elderly users.

  • Seamlessly integrated Comfort Mode into the entire VTM service journey, ensuring a cohesive and user-centered end-to-end experience that enhances accessibility and usability for elderly customers.

Tailored Design System & Design Guidelines

Implemented increased color contrast, enlarged fonts and design elements to comply with WCAG AA/AAA.

Design System & Design Guidelines

Replace Linear Icons to Skeuomorphic Icons

We replaced the linear icons from the standard version with skeuomorphic ones. Some studies have shown that skeuomorphic icons are easier for older adults to comprehend and recognize compared to flat designs.

Regular Mode V.S. Comfort Mode

  • Retain core business in homepage functionalities for the elderly based on the previous survey results

  • Elimination of advertising to minimize disruption to older persons

Prior Homepage - Regular Mode

Prior Homepage - Regular Mode

Regular Mode V.S. Comfort Mode

  • Simplify professional jargon to more elderly understandable language

  • Replace text buttons with more intuitively designed button styles

Prior Homepage - Regular Mode

Prior Homepage - Regular Mode

Regular Mode V.S. Comfort Mode

  • Hide less frequently used features, such as compliance language, and make them accessible through a pop-up window triggered by user tap

  • Add the “Regular Mode” switch button to provide the entry back to the prior regular mode

Prior Homepage - Regular Mode

Prior Homepage - Regular Mode

Add Screen Reader Function

To reduce the visual burden on the elderly and to care for people with visual impairment, we have added a screen reader function to some of our business screens.

Bank Transfer - Confirmation

Add more Entry Points for Remote Customer Service Assistance Function

We have added more entry points for remote customer service assistance to reduce seniors' cognitive burden and assist them in operating VTM machines for business.

Bank Transfer - Confirmation

Tailored Interaction Design Approach

Tailored approach to interaction design for elderly customers.

Follow the interactive mode of mobile banking App

Adjusted Interaction Mode - Reduced interaction steps

Redesigned the process for sending the verification code to minimize the interactive steps.

Send Verification Code Process in the regular mode

Adjusted Interaction Mode - Reduced interaction steps

Define two problems after usability testing

Define two problems after usability testing

Problem 1

The Comfort Mode entrance is not obvious and can be easily overlooked.

Prior Homepage - Regular Mode

After Modification

  • Once elderly customers aged 65 and over successfully log in at the SPD Bank's VTM, the system will automatically switch to the Comfort Mode interface and workflow.

  • Meanwhile, integrate the Comfort Mode recommendation text bubble into the Regular mode for a smoother user experience.

Prior Homepage - Regular Mode

Problem 2

The interactive feedback provided when users switch from "Standard Mode" to "Comfort Mode" is not adequately distinct, leading to confusion about which mode they are currently in

Prior Homepage - Regular Mode

After Modification

We decided to integrate more pronounced motion design elements to better highlight this change by providing clearer visual cues - Add Motion Design Elements on popups to provide clear feedback

Prior Homepage - Regular Mode

Seamlessly integrated Comfort Mode into the entire VTM service journey

Seamlessly integrated Comfort Mode into the entire VTM service journey

Collaborate with business managers and product managers to ensure a cohesive and user-centered end-to-end experience that enhances accessibility and usability for elderly customers.

VTM Service journey

Outcomes

Outcomes

Since it launched...

Improved Onboarding Process

35%

Increase in User Retention

100,000

The Comfort Mode of the VTM system has been implemented across our network, covering branches totaling

1,700+

Significantly enhanced customer satisfaction, which led our team to file a related patent application

Significantly enhanced customer satisfaction, which led our team to file a related patent application

Recently, staff at SPD Bank branches have observed a shift in elderly customers' attitudes towards using remote intelligent banking (VTM) and mobile banking. Whereas a few years ago, elderly customers often complained that electronic channels were cold, functionally complex, and involved too many steps, now they find these services convenient and faster, with no need to wait in line.

Recently, staff at SPD Bank branches have observed a shift in elderly customers' attitudes towards using remote intelligent banking (VTM) and mobile banking. Whereas a few years ago, elderly customers often complained that electronic channels were cold, functionally complex, and involved too many steps, now they find these services convenient and faster, with no need to wait in line.

Follow-up user interviews

Reflection

Reflection

Early Dev Involvement & Tailored Interaction design

With limited project time, it is critical to involve the development team early in the design cycle. This allows for synchronized development of the underlying front-end component libraries, increasing overall project efficiency and reducing costs associated with tests and reviews.


It is easy to default to established interaction patterns in design in order to maintain the original information architecture and reduce cognitive load. However, what works in our mobile banking application or VTM regular mode may not be suitable for the VTM comfort mode designed for older users, even though they are both designed as touch interfaces.

Early Dev Involvement & Tailored Interaction design

With limited project time, it is critical to involve the development team early in the design cycle. This allows for synchronized development of the underlying front-end component libraries, increasing overall project efficiency and reducing costs associated with tests and reviews.


It is easy to default to established interaction patterns in design in order to maintain the original information architecture and reduce cognitive load. However, what works in our mobile banking application or VTM regular mode may not be suitable for the VTM comfort mode designed for older users, even though they are both designed as touch interfaces.

I cannot showcase most of the project in detail because of confidentiality. Contact me if you want to learn more. 

I cannot showcase most of the project in detail because of confidentiality. Contact me if you want to learn more. 

© Dan Bai. All rights reserved

© Dan Bai. All rights reserved

© Dan Bai. All rights reserved